Acknowledgement and Agreement
Notification of Changes to Our Privacy Practices
Personally Identifiable Information
We use a variety of sources (some are stated below) to collect and merge personally identifiable information (PII), as well as non-personally identifiable information. We generally use PII for reasons of locating an individual. The data gathered includes the person”s first name and last name, their postal address, their social security number, the state they live in, their city and zip code, whether they own or rent their home, their driver”s license number, their email address, their telephone number, their date of birth, whether the individual has relatives serving in the military, the name of the person”s employer, the length of time they have been employed, their job position, the telephone number of their employer, the dates when they are paid, the rate of compensation occurrence, the routing number of their bank account and the number of their bank account, the name of the bank they use, the telephone number of their bank, if they get paid through direct deposit, the amount of loan they require, their net income per month, a suitable time to contact the individual concerned, and data gained through their computer, including the IP address they use. We do not use non-PII information for identification purposes of individuals, and non-PII information does not consist of any of the items stated above.
As well as promoting external partners and associates, we may also sponsor offers of products and services by means of direct phone marketing, text messages or email campaigns to any individual who asks to receive the information. Our partnering marketing agencies may also contact customers by phone, SMS or Email to promote their products and services. This may come about through an opt-in system found with an external partner merchant, as part of our email submission form on our website where opt-in is included, or through a website controlled by someone affiliated with us. As long as they choose to do so, all subscribers on our list will continue to receive promotions by telephone or email, and will only cease to receive such promotions should they choose to unsubscribe. Subscribers are free to fully unsubscribe from the list whenever they wish to with no questions asked. This can be achieved in one of three ways: 1 – by sending an email asking to be removed; 2 – by visiting our Unsubscribe page; 3 – by sending a postal communication asking to be removed.
If you wish to fully participate in anything offered through our website, it is imperative that you submit all of the required personally identifiable information; otherwise participation is likely to be limited. Should you choose to opt-out of receiving any communications from us, we will place telephone numbers and email addresses that we receive as part of an opt-out submission in the “Do Not Contact' registry. We will do our best to process your request as quickly as possible, however, we will need a few days to do that. You will continue to receive promotional and informational messages from us and from those associated with us unless you specifically make contact with us and request that you be opted out of the system.
If a subscriber of ours requests removal from our list, this request will also be sent to our external partners and associates so they can also add the opt-out request to their “Do Not Contact' registry, if that is appropriate. You should realize that if your personally identifiable information was submitted to, and gathered by, one of our external partners or associates, we at LoanUp.com may not be the sole merchant with access to this data. Also, there remains the possibility that our external partner or associate may have acquired your information form an external partner of theirs, so it may be the case that you will continue to be sent promotional information from them.
LoanUp.com is not accountable or responsible for the prevention of any or all contact that has not been specifically requested or wanted that may be received from any source that is out of our control.
LoanUp.com does not deliberately or actively collect data from persons who are under the age of 18. We are not knowingly collecting or using data that concerns or involves minors for any reason, and this includes for the purpose of marketing and promoting.
We would appreciate all parents and guardians who become aware of any minor below 18 in their responsibility and under their control who offers their personally identifying information to us, through any of the contact means, to get in touch with us via Email as soon as possible to alert us to the situation so that we can remove the child”s information from our database as soon as possible.
The General Collection and Use of Information
LoanUp.com collects PII and Non-PII from all current and potential customers at a number of different places around our website. This data is used to send information concerning our company, as well as to provide to our clients.
LoanUp.com automatically collects information about your computer, which we may then pass on to other associates who offer traffic analysis services. The information gathered can include domain names, the browser type used, your IP address, the referring website addresses, and times of access. We use this information to uphold and advance the quality of services offered, and to produce statistical information about how you use our website. No third-party databases are used for updating or making corrections to any of the data you submit to LoanUp.com.
Cookies are also used on our website by some of our associates, which includes some advertisers. We do not have control over, nor do we have access to, these cookies after they have been positioned on our website.
Many different technologies and security measures are employed by LoanUp.com in our efforts to safeguard from unauthorized use, unauthorized access, or unauthorized disclosure, all the private information you may submit to us. The information is stored on secure computers in strictly controlled environments that have severely limited access. Any highly classified information that we transmit over the Internet is protected by standard encryption methods, such as the 256 bit Secure Socket Layer (SSL) protocol.
LoanUp.com retains the right to disclose any subscriber information, should it be deemed necessary to make contact with, identify, or initiate legal proceedings against, any individual who may be interfering with, or causing damage to, LoanUp.com rights or assets, other subscribers, other website visitors, or any other person who can be damaged by any negative action.
LoanUp.com also retains the right to make your personally identifiable information known, should it be a requirement of the law, or if we deem it a requirement in order to defend our rights, or to meet the terms of a judicial court order or court proceeding, or any other legal procedure that may be served on our website.
Information Shared With Affiliates
When you ask for information, or request a quote on the LoanUp.com website, you bestow authorization on LoanUp.com or our associates to contact you directly. We share your requests for bad credit loan, along with your contact information submitted through our relevant website forms, with associated companies, which includes banks, commercial lenders and licensed loan brokers, so that we can complete the request received from you, or to let you know about relevant services and products, as well as other pertinent business reasons. Only the following kind of businesses have this data divulged to them: title service companies, financial service providers, debt and credit services, and auto-finance companies. Our use of the term, “affiliate company,” refers to a company under a legal agreement with us for the provision of agreed services, or it refers to a company wholly possessed by us.
Information Shared With Co-branded Partners
Several of the services offered by our website include some that are co-branded with partners we are contracted to. When a co-branded provider of a service or product is identified, your PII will not be provided to LoanUp.com, but to the co-branded provider”s website instead. They will be in full control of all your information as soon as they receive it. However, your contact data, postal address, email address, name, phone number, etc., is also shared with us.
We have the entitlement to make use of your private information so we can offer the services you have asked for, and these may include services that present advertising and general content customized to your own personal preferences. Also, apart from any charge you may be notified about, the messaging rates set down by your providers are likely to be applicable to our conformation, as well as all SMS communications. You can opt-out of this situation and remove your SMS information through replying with “END', “STOP' or “QUIT' to any message sent to you. Your SMS information will be deleted from our database, should you choose to opt-out, and will not be used again at any time.
"Do Not Contact" Registry Compliance
You are providing written consent to LoanUp.com allowing contact by our associates and affiliated partners when you submit your private and financial data. They may contact you by email, postal mail or telephone, at their discretion. You are also giving your consent to receive telephone calls from us, our associates and affiliated partners when you register on LoanUp.com. This may also include some lending bodies who may make contact to discuss loans.
The information we hold on former customers is treated in exactly the same way that existing current customer information is treated.
Confidentiality and Security
The right to use non-public private information concerning customers is not given to those employed by us as a way to make available selected products or services. Safeguards of an electronic, physical procedural nature are maintained constantly that are in compliance with federal regulations. This protects your private information from any access or use that has not been expressly permitted.
Your information is maintained in a current state through joint accountability. The quality of the information you provide is kept up to date every time you tell us of a change to your circumstances. We encourage you to contact us through the telephone number, postal address or email address listed below whenever you need to report a change that affects your personal information.
Site and Service Updates
Service announcement updates will be sent to all our users whenever needed. Subscription to these announcements is obligatory, given their importance concerning the service we provide. We also make contact by telephone or email with our users to give them requested information, as well as to provide a solution to any problems about their account that may arise.
You should contact us via Email in order to confirm any updates if the information you have provided to us has changed, correct certain parts of the information, or render inoperative the use of your private information. You can also log into your account on our website and do this by yourself.
Mailing Address: contact@LoanUp.com.